Manual labor intensive and time consuming request for information process for commercial lenders and their business clients.
Manual formatting of financial data in varying forms detract from higher value work and risks data quality.
Manual creation of financial reports drives resource inefficiency.
At the touch of a button, Validis connects directly to the borrower’s accounting application and extracts an exact copy of their transactional history.
Validis interrogates for accuracy before transforming the borrower’s financial data into a comprehensive set of standardized reports allowing the lender to directly populate a spreadsheet or port into other technologies.
In just minutes, the lender has access to an unedited, complete view of the borrower’s liquidity history and collections.
Validis is not an online lender. We provide loan origination and risk management technology that accelerates and automates financial data collection and report standardization for commercial lenders. P2P lending is laden with ineﬃcient processes as a result of the time-consuming manual labor involved with loan origination, risk management and ﬁnancial covenant monitoring. Additionally, there is often a lack of access to a borrower’s full ﬁnancial data such as transactional level details on invoices, collections and end user reconciliations in real-time. Validis’ scalable technology helps commercial lenders overcome these pain points and make fast, conﬁdent lending decisions.
Unlike other financial technology on the market, Validis can be tailored for multiple uses within diﬀerent commercial lending products such as Revolving Credit Facility, Term Loans, as well as Invoice Financing and Leasing. Validis provides lenders and underwriters with the unique ability to receive pre-analyzed ﬁnancial reports, drill down to the transactional detail level, and gives an immediate view of liquidity history and reconciliation.
1. Account Activation
Both the lender and loan applicant sign up via a simple web portal.
2. Client Verification
The borrower authorizes data access and the automated transmission begins.
3. Account Management
Submission of standardized monthly accounts.
4. Covenant Monitoring
Real time performance monitoring and breakdown notification.
5. Financial Data Feeds
Transmission of complete ledger data.
6. Online Access Anytime
Cloud-based means you have real time data access.
Accurate financial data from the loan applicant’s SMB accounting software to your screen in minutes, improving your borrower’s experience and saving you time.
Reduced risk and increased efficiency result in significant time and cost savings for you and your business clients.
With just a few clicks of the mouse, you have access to real time data providing an up-to-date, transparent view of the financials.
Regardless of the SMB accounting application, Validis produces standardized reports saving you time spent on manual formatting.
ISO 27001 certified
SOC 3 certified
AES 256 BIT encryption
Unique, patented algorithms analyze and interrogate the data ensuring data quality is intact.