Technology for Commercial Lenders
Digitizes borrower on-boarding | Automates risk monitoring | Drives operational efficiency

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Without Validis

Export

Manual labor intensive and time consuming request for information process for commercial lenders and their business clients.

Format

Manual formatting of financial data in varying forms detract from higher value work and risks data quality.

Compile

Manual creation of financial reports drives resource inefficiency.

With Validis

Share

At the touch of a button, Validis connects directly to the borrower’s accounting application and enables secure sharing of their full transactional history.

Standardize

Validis interrogates the data for accuracy and transforms it into a comprehensive set of standardized reports that can be downloaded into Excel or ported into back office systems.

Analyze

In just minutes, lenders gain access to a complete view of the borrower’s liquidity history and collections for easy analysis and examination.

Digitizing the borrower journey for commercial lenders.

Validis is a secure financial data sharing and standardization technology that provides lenders with a faster way to make confident lending decisions.  Our technology digitizes the borrower’s experience and significantly reduces the resources involved with loan origination and risk management.  Validis facilitates transparent, paperless onboarding, automates financial risk monitoring, and provides a dedicated portal with white labeling available and military-grade security.

 

Validis is now SOC 2 compliant!

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Standardized Financial Reports

End User Reconciliations Report
Aged Receivables Report
Balance Sheet Report
Receivables Movement Report
Financial Covenants Report
Income Statement Report
Sales Invoice Report
Aged Payables Report
Payables Movement Report
Full Audit Preparation Pack
Trial Balance Report
Monthly Management Accounts

The Data Journey

1. Account Activation
Both the lender and loan applicant sign up via a simple web portal.

2. Client Verification
The borrower authorizes data access and the automated transmission begins.

3. Account Management
Submission of standardized monthly accounts.

4. Covenant Monitoring
Real time performance monitoring and breakdown notification.

5. Financial Data Feeds
Transmission of complete ledger data.

6. Online Access Anytime
Cloud-based means you have real time data access.

The Benefits

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Speed

Accurate financial data from the loan applicant’s SMB accounting software to your screen in minutes, improving your borrower’s experience and saving you time.

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Savings

Reduced risk and increased efficiency result in significant time and cost savings for you and your business clients.

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Simplicity

With just a few clicks of the mouse, you have access to real time data providing an up-to-date, transparent view of the financials.

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Standardization

Regardless of the SMB accounting application, Validis produces standardized reports saving you time spent on manual formatting.

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Security

ISO 27001 certified
SOC 2 certified
HTTPS, SSL
NIST Standard
AES 256 BIT encryption

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Sophistication

Unique, patented algorithms analyze and interrogate the data ensuring data quality is intact.

Lending Technology Demo - LendIt Europe 2016

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