Are You Leveraging the Right Data?

New data sets are paraded before the lending market constantly, each promising to provide all the information needed to understand customers inside and out. The individual value of these data types varies greatly, as does the level of automation required to access, filter and standardize it into formats that can be easily analyzed. But when combined, these data sets can [...]

2019-01-30T11:16:21-05:00Categories: Blog|Tags: , |

Are You Ready for the Next Frontier in Loan Origination?

Technology has transformed every aspect of our lives and has completely altered our perception of the world. The lending industry has been growing over the last couple of years at an incredible pace. Technology has changed commercial lending in ways no one could have predicted 20 years ago and at a pace never before seen. It is now becoming obvious [...]

2018-09-13T11:24:03-05:00Categories: Editorials|

Accelerated Growth Leads to Office Relocation

AUSTIN, Sept. 10, 2018 – Validis, a pioneer of financial data sharing and standardization technology, announced it has moved its Austin, Texas office to a new location to support the company’s continuous growth within the U.S. lending market. The new office is located at 7800 Shoal Creek Blvd, Suite 231-S, Austin, Texas 78757. Validis has experienced impressive growth within the [...]

2019-01-30T11:16:31-05:00Categories: Announcements|

Esme Loans Partners with Validis

LONDON--(BUSINESS WIRE)--SEPT 6, 2018--Esme Loans, the digital lending platform backed by NatWest for SMEs and scale up businesses, today announced that it has entered in to a partnership to use Validis’ unique data sharing API (DataShare). DataShare enables a secure, high-speed connection between Esme’s lending platform and the most utilised offline and online SME accounting packages. This connection, powered by [...]

2019-01-30T11:16:41-05:00Categories: Announcements|

Product vs. Relationship SME Lending

As SME lending strengthens and evolves, two categories of lenders have emerged: product oriented and relationship oriented. Product-oriented Lenders Product-oriented lenders offer SMEs a more transactional service. They are on-boarded efficiently and there can be very little personal contact between the SME and lender. The focus is on clarity of offer, value for money, efficiency, ease of use and speed. [...]

2019-01-30T11:16:51-05:00Categories: Blog|Tags: , , |